Presentation - v. 5(2)

Abstract

Insurance, since its emergence, has been playing a major role in the risk-guarantee relationship and in the functions of pulverizing the economic and financial effects of losses, in addition to assisting its beneficiaries in the event of an accident. These guarantee pacts instituted under the idea of ​​mutualism and managed economic reserve have wide repercussions and legal grounds, deserving continuous analysis and research to improve the constitution, formatting and effectiveness tools. Thus, the IBERC Magazine, as a vehicle for debating this important topic, presents this issue, dedicated to texts by several authors who are a reference in the insurance area, in which numerous intersection beams related to the subject were approached, with regard to the involvement insurance with civil liability.